I,too, have a large stash. For me, it is invaluable! When I was working I bought a lot of fabric,3 yards or more. Why? You know the old saying" Hope for the best but plan for the worse"? I am so thankful now that I bought all that fabric when I was working, because I am now physically disabled and can''t work. So I lost a lot of my income. That's why I love my stash. I usually can find what I want and I don't have to go and buy new fabrics. The one thing I am low on is neutrals, but, when I see one I like and on sale, I will still buy some, but nowhere near the amount that I used to. So for me, having a stash means that I can still do some quilting,even though it does hurt to do it. Whatever works for YOU, is what you should do. Having a stash is what works for me.