Stop buying 'stuff' until you can say you needed it and are using it.
I'll tell you a funny on me. Some 15-20 years ago, whenever it was the miniature quilts magazine was still publishing, I entered their annual contest that was judged by well known quilters. The whole point was to make myself cut into two types of fabrics. The hand dyeds I'd slaved over and the Hoffman metallics, far too pretty to cut up.
So I combined the two into a really clever little miniature quilt. I still love that quilt.
I got high marks across the board, except for one big minus. They didn't feel the fabrics were an appropriate combination.
I did and still do. And now all the hand dyeds are used up and the last of the Hoffmans are being used as leader enders.
Fear isn't what is stopping you, it is the anticipation of fear. Here is a little (Y) kick to get you started.