Stitch124: Good conversation starter and I think someone in here after reading all the replies said it best: Each to their own (maybe not in those words, but you get the jest). Just as we are each entitled to our own humble opinions, we all may or may not agree, but we are entitled to them.
I, myself am not a heavy embellisher of my quilts and no one has complained, the one and only one I did heavily embellish my avatar loves it as she can cave under it.
Thanks for starting this conversation and GOOD LUCK!! on your quilt.