Margie's is in Crestview, out of the way and on a private road...really worth the trouble! Wonderful staff, awesome fabrics, lots of notions, discount in your birthday month, discount for guild membership, offers classes, sells.services Berninas.
Ft. Walton has 2 shops, a Viking dealer (913 Beal Parkway) and Lynn's, a Bernina dealer just down the street. They both have lots of wonderful fabrics, classes, service, etc.