I hear ya! I, too, just start calculating cost of making a quilt, and funny thing is when I get to yardage for the back their eyes get big and I lose em! Quite funny! My sister wanted a queen quilt for her bed and it was a complicated pattern, I debated, until she said it was going under her bedspread that matched her curtains! Told her to go Kohls and buy a blanket, use her coupon! She does have a couple quilts and lots of runners etc.
I've told a few that my Babylocks are for quilting, they don't mend! And they went, oh, ok. (Duh)
I say no quite well now, didn't use to!
Bev