For a while we rented a place in a gated community in Venice Fl. Love every minute of it. They had many activities going on you could join or not. They also had a quilt group to join which I loved. We stayed 3 months at a time. However due to my DH's illness we no longer can do that. Good luck in finding something you can enjoy. And you are right about where you live. We do not have flooding, tornaoes, hurricanes to deal with but the winters seem too long some times here in Pa.