Thanks, Jean.
Yeah. I'm staying away from the ruffles & ric-rack. I ended up hand gathering the ruffles because my little Singer Genie just couldn't handle them. And the ric-rack was unbearably aggravating. I will NEVER do a project with 1/4" ric-rack EVER again. lol.
I was planning on doing SITD for the outer border. I think I maybe do need to start with something in the middle, though. My machine is giving me beaucoup problems right now. Probably needs to be brought to the service center because I have tried every possible self-fix to no avail. I was hoping to be done with this quilt a week ago & here I am with the stitches pulled out for the 3rd time, starting the quilting from scratch!!! ... so, I really, really appreciate the ideas!