I am having the same decision. The You Tube videos by Village Sewing have convinced me I want the Performance 5.0. It really seems clearer to use with the touch screen. The maxi stitches and usb upgradability are also bringing me in. I am in Canada and right now the price difference is only $350. So I say to hell with the budget. I don't want to be regretting my decision. I think I will go with the 5.0.