Originally Posted by
Onebyone
There are many semi retired and retired with disposable income that if not spent will be spent by the heirs.
Isn't that the truth!! Heirs and nursing homes. We have seen it firsthand where if there is money, the home gets paid with those resources before governmental sources kick in. So sad to see all that hard earned money go like that knowing if they should have enjoyed it.
DH and I have thought many times about spending savings, how to use retirement funds when we get there, etc. etc. We are of the mindset that we will use the disposable income to our liking, versus leaving it to the kids who can make their own way on their own terms without our advice. We have things to do, people to see, and places to go before we call it a day.