I cannot afford to buy as much now that I am retired. I have been going to demo classes and bom and try to buy something as do most people attending. My husband wants everything paid credit card so he can keep track of our budget and pays it off every month. However I will stop at the bank to get cash before going to the LQS. The cost of accepting credit and debit cards are very high (my DH is a bookkeeper for an organization that has a thrift store). A small quilt store in a small town in the upper peninsula had to quit taking bank cards because of the her cost. She said she would have had to raise her prices but her local clientel said they would rather pay with cash.