Maniac, I agree that it isn't fair to charge full price and pocket the savings, HOWEVER, I can see that charging retail price would be helpful if they wanted you to do another quilt again. The cost could be dramatically different. They might say, "Why is it so much more this time?" Most people who don't quilt don't realize how much fabric costs. I can imagine someone making a quilt from their stash and not charging much at all since 'they already had it'. Then making a quilt with brand new fabric plus new batting and everything else that goes into a quilt. I can see that the cost would not appear to be a fair cost to someone who isn't familiar with quilting and costs.