Pat those pictures are beautiful. I love pics of the fall leaves. I should have taken some, but I didn't. Mary I am considering it. (the next swap) I find them necessary too, and I live on a fixed income. My husband is disabled too, but doesn't get a check, but he does get his medical part taken care of. We live on my social security disability, and a small pension where I taught for 15 years. Most don't retire until after 30 years. I feel very blessed though. I have good friends here. What is better than that?