It depends on the purpose of the quilt and size. If it is an extra special gift, I will send it out. If it is something I would like to do myself, I do it. For instance, I will do lap quilts myself and table runners, table toppers, and small items. I'm trying to hand quilt a few things. It takes longer, but I enjoy hand work. Again, it depends on my mood, size, purpose, and who it is for. I cannot afford to send everything out to have it done by someone else. It is way too much money. I need to be selective.