We have a large extended family on my side. We used to buy for everyone.....when we both worked and were rich!!!! Now that we are retired we buy for all the grandnieces and grand nephews. I think that we are going to have to cut that back. We have 3 children, their spouse's, 7 grands and 2 greats. I like to enjoy Christmas, give homemade gifts and forget the hassle! We do use the cards but pay them off in Jan. Like the perks for Disney and airline tickets!