I have learned to stop giving to the children when they are out of high school. That way I can afford to get something for the little ones. Now days when money is so tight you have to do the best you can and running up debt just isn't wise. My biggest gripe is postage. This year they have changed mailing and you have 2 choices, next day or priority. It cost 60.00 to mail 4 pkgs. I am almost at the point of just sending gift cards and I just hate to do that as it takes away the personel part of gift giving.