I have had it for about 15 years, and know I've gotten my moneys worth with jump starts, flat tires, keys locked inside, and tows. Fortunately they weren't always my car! But knowing it's there when I need it is a great feeling. Also have used the discounts offered by merchants, but there are less and less of those every year. If you use it when booking motels, you will usually get a better rate than any other discount out there.