Originally Posted by
carreen
It all has value for us but in reality, it isn't worth very much at all if you had to sell it. People will buy some if it's cheap enough but it's nowhere near what we pay for it. So, moral is, enjoy it, use it and cuddle with it cuz the real value is to you only.
The original poster was talking about how much the insured value ( replacement cost) should be - not garage/ yard sale value.