"Quilt by check"! That's funny!
I have a Bernina 20 + years and have never used most of the bells and whistles on it, hundreds of stitches, embroidery and special feet. I thought and was sold the idea of maybe in the future I would want to try different stuff. Not! I over bought for my needs. I still love the machine and can't even begin to think about ever replacing her.
Figure out what you truly need in a machine and make a written list.
peace