We've only used our roadside plan a couple of times for actual services...but the peace of mind we have with that card in hand is well worth the cost. On a trip from Texas to Oregon, the keys got locked in the truck while enjoying some northern California small town atmosphere...that locksmith call was worth whatever they wanted but I was really glad that they accepted the plan. That little feature about covering you in any vehicle can be a great stress reliever too...not everyone will be as prepared as you and there's no polite way to ask an acquaintance about their coverage, now is there? LOL Not relevant to me, but, if I had a kid with a car I'd be getting it for them for my own peace of mind.