I don't worry about it because I don't use it unless I am on a trip and I have a flat tire or an accident (which I never have, but it is there in case I do) I just don't need or want any of that stuff. If I have to worry about security, then for sure I don't want it. If I need my bank, I go to it. If I am going to a store that I am going to charge at, I take my card
with me. I don't care about reward card - It is just a way for the companies to make you spend more money to get a reward of a few cents. Don't need that. If my bank check is not good enough for somebody, I just say, "then I'm not either." And go! I love to go to the bank and deposit cash or write out a check or whatever I have to do. I go through the drive through. They know me, and they give Bess a dog treat and she loves that. Pretty soon we won't have to talk to anyone for anything for any reason. That's sad!
I found a smart phone in the street a couple of years ago. I didn't know how to use it, but I did manage to find a name and call. He said he was glad I found it because it had a lot of business stuff in it. I told him he was lucky because I didn't know how they worked, and I just lucked out with his name. My work came when I had to find his telephone number. It was in the telephone book. Edie
PS - What really blew me out of the water one day is when a neighbor called me and asked if his garage door was shut. He thought he left it open. He uses his phone to shut the garage door. I use a garage door opener/closer.
He didn't leave it open. All that for that!