My hubs & I have a total of 4 accounts between.
1 (main joint acct) is used for regular purchases.
1 (auto pay) is used for all our bills that have auto payments, and for
our fuel for cars.
1 is his PERSONAL acct. used for his online purchases, and has HIS paypal
acct linked too.
1 is my PERSONAL acct, and has my paypal linked.
Neither one of our personal accounts hold any significant amounts of money.
Usually just enough to keep them open UNLESS we are purchasing something
when we transfer over funds to cover what is being purchased.
I imaging many of you might be "scratching" your heads about now trying
to figure out why we would do something like this, but it is what we prefer
to do.
Originally Posted by
Pollytink
That's what I did. My bank lets you have more than one free account if you use direct deposit on the main one. After having one account hacked, I transfer money to the PP one when I need/want it and use that one.