I was very drawn to your second combination until I looked at your quilt blocks. They show on my computer as much whiter, more like snowy, and darker cabins. That makes me think that a blue (doors) for the stopper border, then the first wide border (looks like it has more white in it), then maybe the black as the outer. Could you post a pic with the fabrics in that order? I'd, also, like to see, red, first border, then red too.
The second pic with the wider border might make your quit too somber. I should mention that this is the part where I, also, have a problem making a final decision. I have to lay everything out, take pictures and look at the smaller pics to see what I am really going to like the best.