I like St. Ives, "Facial Moisturizer, Timeless Skin Collagen Elastin". It's fragrance free and not too heavy; I use it as my makeup remover, to put on after showering, or just anytime my face feels dry. It says it reduces wrinkles but I'm still pretty young (just shy of 40) so I don't really see a difference; I use it mostly just to sooth dry skin and so I'm not using harsh chemicals to remove makeup.
I picked it because it's the closest thing I could find to the old face cream my Gran used to use - she looked beautiful right up to the end and I'd like to do the same if I can!
No sunscreen in it, though. It's not very expensive, less than $10 for a pretty big tub.