Urea is used in many creams and lotions. Eucerin Dry Skin Intensive lotion has 5% urea in it. Udder Balm or Udderly Smooth has 10% urea. I get both of these at Wal-Mart. Urea is in almost everything including cosmetics. Other more pleasant sounding names for products containing urea in lotions is Decubal, carol, ceramic and a whole bunch of other names. Basically it's in just about everything we slather on our bodies.