I just gave a woman a quote for $25,000 of machines in FL with a $1000 ded it was $500. plus taxes and fees. While some insurance companies will let you add the machines to your homeowners you have to watch out that they don't have a limit on the coverage. It would be terrible to think your $16,000 machine was covered only to find out that your policy has a $2500 limit for any one item. Read your policies. Thx Insurance Gal