Yes, it is the fabric... it is possible (and for some, even likely) that chemicals contribute to your problem... but cotton has a natural "wicking" ability... it naturally draws moisture away from our skin. That's why cotton clothing is so comfortable and why we use cotton in our towels. So, I guess there's good news and bad news! Try some of the lotions mentioned above; there are many great lotions out there... and if you combine it with wearing cotton gloves to bed (after applying moisturizer) that should help, too!! Hope this helps!!