I have been home a year now and it is great. I do have to watch what I spend, and if I was working and wanted something I would usually get it. its not a big sacrifice, you just learn.
I have a 2x month commitment with the Womens Club and we are busy Sept thru May.
I do not like to be over extended with commitments.
I also spend Way too much time on Ancestry.com and QB.
Enjoy your retirement. Where in Fl are you moving to?