I've loved in AZ now since 1976, and know that Sedona is pretty priicey, but just north of Phoenix about 1hr, 30 min. is Prescott - it is a very nice town, runs cooler that Phx in summer and it can get a little snow, but it never lasts. We live in Flagstaff during the summer months, and if we ever leave there we would buy a place in Prescott. I don't know anything about Fla, except that it is very humid. Humidity just does me in, so that would never be a place I would choose to live. Good luck in your decision