I usually only cut two layers - at the most - at a time.
Two reasons:
1) If I goof up, there is less waste
2) It is easier for me to be more accurate with only one or two layers.
True, it does take a bit longer to cut - but I enjoy cutting.
If you are short - some office/drafting tables have a height adjustment feature. I like my sewing machine surfaces to be a lot lower than a standard table.