I adore my Bernina, but part of the beauty of the Bernina is the wonderful warranty and the awesome dealer I have. Granted they are about 1 hour from my house, but it is worth the trip. Also, you get free classes on how to use your machine, which you can take as often as you want, for free (at least at my dealer). So, try to get it from a dealer. They have frequent sales, with great deals on used machines and as I said before, interest free financing. I didn't think I would qualify, but they did allow me to finance $1000 for 6 months. Paid it off in December, so "Nina" is mine free and clear!