I have bought several things on Etsy, but have never sold on there. I have sold on Ebay, and it's fine. I still find on Ebay that things are slow there, as with everywhere in retail right now. I hadn't thought about the first of the month issue, as someone mentioned, but that is good to note.
I had a business for 15 years, my husband is a retired lawyer. Always both self insured,etc. no benefits. I have had to drop my insurance now. We are just simply cutting back in ALL areas. I've cut our grocery bill in half, cancelled things like netflix, anything not necessary. Selling things in our home that we don't need on Ebay. Just living with less and spending less all around. NO FABRIC shopping! ITs' great that I have such a HUGE stash. I could quilt for years and never run out. It was a great investment that I'm now using.