huskyquilter makes a good point. The quilt is not for your MIL, it is for your MIL to give away. Big difference, imo.
Also for me, making a quilt that I want to make for a family member because I want to make it, is very different from making a quilt for a family member because they ask for one. The former is what I routinely do, but I doubt I will ever make a quilt on request.