I live in OH, near the Amish to the west, and Mennonites to the north. It is not at all unusual to see quilts selling for upwards of a thousand dollars for a simple pattern. A more complicated pattern is much more. Also, when I went to Keepsake Quilting a few years ago, they had completed quilts on sale for 995-1585. So don't sell yourself short. Your time, skills and effort are worth the cost. If you feel guilty about the cost, invite your MIL over, and she can make the quilt while you work on something else.