We need a backup credit card for travel to Italy next year....I have found a few CC's that have great sign on bonuses...but my eyes are crossing as I read through Internet postings about them...most of our travel is domestic and we rent through VRBO, so airline/ hotel loyalty programs hold little appeal. Interest rate is a moot point-we pay all balances in full every month.
So. I am looking at Capital One Venture, and Chase Sapphire. Anyone with experience actually using accrued points for travel? I was set to apply for the Cap One, until I started reading how fraud sensitive they are...blocking cards even after you notify them when and where you are traveling, and I am confused on the amount of points you can use at one time.....help!
