Last week I got an alert from SeniorNet of Puget Sound that warned of scammers tricking people into downloading ransomware by touting it as the Windows 10 Upgrade. You can read the information that Hal referred to by checking out "Cisco Systems Company blog Windows 10 scam" I'd love to be able to post a link here to the letter that Hal Mozer sent out, but don't know the steps to do that. The best I can do is tell you to do a google search using the info I have put in quotation marks. PC World also covered this problem.