you said you were looking for an embroidery machine. i am wildly in love with my Janome 6600p, but it doesn't do embroidery. there are some letters built in for monogramming, but no embroidery.
you sound to me as though you've already decided which machine you want. you are now trying to choose between the people who sell them. neither of them is coming home with you to be a part of your family and sew with you as the years roll on.
if the Bernina is the one that makes your heart go pitty-pat and you can afford it, then that's the one you should get. just make sure to tell the sales people they almost lost the sale and why. their next customer might benefit from your input.