I am currently unemployed. It keeps me from stressing out, to sit and sew. I have several UFOs that I plan to tackle, when time permits. But I find that life happens. When my oldest child was in a car accident, I went to take care of her. When... well, you all know the drill. We take care of families when they have needs.
So I don'f finish a lot of quilts. I am currently finishing up a doll quilt for an exchange, and a block for another. But those are short term goals that don't require the time of a bed-size quilt.
Do what you can, and be happy with your efforts. That's what makes quilting fun. Don't stress about producing a lot! :D