Don't forget to factor in customer service. Which dealer do you feel will be there to help you learn your machine? When I was looking to up grade almost thirty years ago, it came down to a Phaff or a Bernina. There were features on both that I liked but I chose the Bernina because of a few unique features that I could see helping me be a better seamstress, and the customer service that I felt I would receive. I was right about the service, he is still in business and I have always made my Bernina purchases from him.