I've had 2 quilts done by a local LA lady. I bring top, batting and back. She has a set price according to the size of the top. She also has tons of different types of batting to sell. She has a page that I sign. It acknowledges that I know what she is charging me. She supplies the thread. No extra charges for loading or etc. The first one totaled $132 for a nice panto. It was a king size quilt. The second one was custom wall hanging for $162. I'm very pleased with her work and will bring her more quilts.