I don't like obligations either. Sometimes I feel like making and giving a gift quilt just because the feeling struck me about that person or that situation. Not everyone in my family or random people I know or every new baby gets a quilt, so it's special when someone gets one. Only once did someone offer to pay when I mentioned that I was making them a quilt for their newly decorated bedroom. In that case I accepted $ to cover the cost of the fabric and batting. The labor was a gift of love. Once in a while someone will ask for a bed size quilt (like my sister!) and I said I'd love to make one for them but I will do it on my own schedule and can't promise when or if it would be finished. My sister is still waiting because that was a couple years ago.