Well I did it-bought a sitdown Tiara III
It's quiet and smooth-- I love the stitches. It has a low bobbin reminder, the tension you are at is listed right on the screen and even a stitch count. Very easy to use and only one spot to oil. The larger Bobbin is very close to the front so you don't have to move your quilt if you run out. Separate bobbin winder was included. LOVE IT- LOVE IT. Hubby was so nice to do this for me. This was a stretch for us but he said he wanted me to have it as he knows I do about 15 quilts per year. (lots of donations) Life is good!!