You have to cut the fabric about a half inch larger all around. Then, when you place it, instead of trying to fold the fabric back a quarter of an inch on the stitching line to test the size, fold the PAPER back overtop the fabric! It's so much easier because you've already folded the paper on the stitching line. If the paper piece covers the fabric entirely, you're good to sew. Otherwise, reposition the fabric and fold over the paper again to test.