keep looking. I rarely pay more than $8 for a yard and most of the time I pay a lot less. The only time I would spend that much is for my inspiration piece so I would not need very much of it. Spend time in a fabric store and learn about the fabrics, content, names, etc. Then you will feel more comfortable buying online. You can also find some great deals on Ebay. Many times someone is clearing about their grandmother's estate. Some of the fabric might not be great, but it works for learning and often you can use it with 'better' fabric. Just make sure if you buy online from a person that it is a smoke free home. Also, check thrift stores and remnant bins at fabric stores. You can find 1 yard pieces of several fabrics and this will make a top. When you are learning, use sheets as you backing. Also, you don't need ALL the notions to start with. A good seam ripper, rotary cutter and mat and a 6" x 24" ruler will get you started quilting. Then just watch for deals. Most quilters have a HUGE, HUGE stash of everything, but it took us years to collect it.