I'm reading your post where you say "granddaughter lives with us." Is this the same granddaughter for whom the quilt is intended? She is fifteen years old. Time to teach her to quilt it up, be a co-creator. You be the teacher. Spread that beauty across your bed, baste it together and JUST DO IT. Need to free up some cash for the final thread/binding/backing? Eat cheese and crackers for a week, clean out your pantry and freezer, and trade/swap/barter with your friends. Ask and ye shall receive...