I had the same delema after l retired & wanted to quilt my family gifts and charity projects. l decided on the Bailey Home Quilter...but there are other similar basic machines out there. My budget was small...$2000. I got the 15" and found a good used frame on Craig's list. You can find package deals as well ( frame plus machine). l'd advise you to get as large as you can afford, but keep bells/whistles to minimum...not in business of quilting, you may not need computorized gizmos