I have 11 grandchildren and most have a baby quilt. Some of the older have a bed quilt...Oldest granddaughter got to bid on a hand quilted quilt that she loved at a Mennonite auction...she was so excited when she won because I had given her an amount that I was willing to pay. She got it for $350. just under her limit of $400. (I kept it until she married)
Most of my family are quilt lovers and they are not too matchy, matchy..but I have had them to choose the colors and patterns so they are grateful and happy to get them.
My mother told me to always accept a gift and to be grateful because they thought of you...Of course she had come through the Depression, so she taught appreciation and a big thoughtful thank you, even if later you regift it.