The monetary value of something is only what someone will pay it. I suspect all of my quilts cost more to make (in materials alone) than the monetary value. I have given many quilts to family members, and I know that not all of them have been appreciated, but those that have been make it all worthwhile. Quilting is my hobby, and not everyone has to appreciate it. I guess that's why I enjoy the company of other quilters, who "get it".