I have the Tiara II by Baby Lock sit-down and love it. I can do free motion and ruler work. I LOVE doing ruler work on it. It came with an oversized table that holds a large quilt.
Didn’t have the nerve to try free motion a first, but after using some of the rulers I am graduating to free motion. You don’t have to load your quilt onto any frames. You do have move the fabric instead of moving the machine. Here is a link to the manual. It shows a picture.
http://babylock.com/quilting/tiara2/