Littletree--first you need to measure the bed and figure out the actual size you want/need. Then get some graph paper and draw the outside measurement for the quilt. then draw your panel where you want it placed into the drawn outside lines on the graph paper. Once you get that, you'll be able to see the rest of your area. (your graph squares would equal 1", so keep that in mind when you are buying your graph paper or you may need to tape the paper together to get the full size you need). I like your idea of the bearclaw block, probably along with some borders,etc. Maybe a row of flying geese because the panel is fairly narrow--think 24" in a quilt that will likely need to be at least 90" long--so you'll need more than just those bearclaws! by drawing this out you will be able to figure your math more accurately--or at least that works better for me (or you can do this in EQ7 if you have it)