Have to agree with you - the flannel makes a quilt more cozy. And since most of my quilts are for people living in colder areas I use flannel. I make sure to buy quality flannel so it will hold up. But sometimes when I am making a theme quilt, i.e.: a sports team quilt, then I don't because I do not care to sew with fleece. (Not sure why it bothers me but it does so I don't use it.)